PROTECTING OUR COMMUNITY ONE SENIOR AT A TIME


Protecting our community one senior at a time is our unwavering commitment and guiding principle. At senior focus insurance group we believe in the strength and wisdom that our seniors bring to the community. We understand each unique need and challenges that our seniors face. We're dedicated to provide them with the protection and support they deserve. Our mission is to ensure that each senior in our community can enjoy their golden years with peace of mind, knowing that they have access to the best insurance solutions tailored to their specific needs. We take pride in being an integral part of our community, and we stand by your side, offering the security and care that seniors deserve. Through our comprehensive insurance options and unwavering dedication, we are honored to be your trusted partner in safeguarding the well-being and future of seniors, one individual at a time. Together, we create a stronger, safer, and more resilient community to everyone to enjoy.

MEDICARE


As your trusted insurance agents, We specialize in Medicare solutions to ensure you receive the healthcare coverage you need during your retirement years. We are here to guide you through the complex Medicare landscape, providing the clarity and personalized support to help you make informed decisions that best suit your healthcare needs.

LIFE INSURANCE


As an experienced insurance agent, We are dedicated to helping you secure your family’s future through tailored life insurance solutions. We will work closely with you to understand your unique needs, ensuring that you have peace of mind that comes from knowing your loved ones are protected.

ANNUNITES


As your insurance agent, I specialize in helping secure your financial future through annuity options. I work closely with you to tailor annuity options that provide stable and reliable source of income, offering a peace of mind and more secure retirement.

Senior Focus Insurance Group Is Dedicated To Providing The Best Insurance For Senior

We are local independent insurance agents, you will have personalized service, choice and options available to you. We are independent and not tied to a single insurance company, so we can offer you a variety of choices and insurance products. We aim to build long lasting relationships with our clients. Senior Focus insurance group, in particular, specializes in serving seniors, making them well- suited to understand the unique insurance needs to this demographic. Whether its Medicare, Long term care, life insurance or other forms of coverage, we can provide seniors with the guidance and expertise needed to make the right insurance choices. You can expect a more personalized client focused experience that prioritizes everyone’s well being and peace of mind.

WHAT OTHERS ARE SAYING ABOUT US

I just want to say to you, Patrick, that you reassured me of my new up grade on my policy you made me feel very comfortable. I know this sounds silly, but your parents must be very proud of you of how you treat people. Thank you for making me feel like I've known you forever.

Cheri U

FAQ (Frequently Asked Questions)

Some of the most asked questions

1What is Medicare?
Medicare is a federal health insurance program in the United States for individuals 65 years of age or older and for some younger individuals with disabilities. It covers a range of medical services, including hospital stays, doctor visits, and certain preventive services. Medicare is funded through payroll taxes and premiums paid by beneficiaries.
2Who can get Medicare?
Medicare is available to the following individuals:
  • Individuals who are 65 years of age or older, regardless of income or medical history
  • Younger individuals with certain disabilities, such as end-stage renal disease or Lou Gehrig's disease
  • Individuals with ALS (Amyotrophic lateral sclerosis)
Additionally, certain spouses and widows/widowers of individuals who have met the eligibility criteria may also be eligible for Medicare.
3Can I enroll in Medicare because of a disability?

Yes, if you have a disability, you may be eligible for Medicare before age 65. If you have been receiving Social Security Disability Insurance (SSDI) benefits for at least 24 months, you will automatically be enrolled in Medicare Parts A and B.

If you have a qualifying disability, such as End-Stage Renal Disease (ESRD), you may be eligible for Medicare coverage regardless of your age. In these cases, you should contact the Social Security Administration (SSA) to learn more about your eligibility and how to enroll in Medicare.

  • It's important to note that Medicare coverage based on a disability is different from Medicare coverage based on age, and the costs, benefits, and enrollment processes may vary. You should consult with a licensed agent or visit Medicare.gov for more information on Medicare eligibility and enrollment for individuals with disabilities.
4Do I qualify for Medicaid?

Eligibility

Medicaid eligibility in Florida is determined either by the Department of Children and Families (DCF) or the Social Security Administration (for SSI recipients). DCF determines Medicaid eligibility for: Parents and caretaker relatives of children. Children.

https://www.medicaid.gov/medicaid/eligibility/index.html

5How do I choose what Medicare coverage is best for me?

Choosing the best Medicare coverage for your individual needs can be a complex decision, as there are many different options available and the costs, benefits, and restrictions of each option can vary. Here are a few steps you can take to help determine the best Medicare coverage for you:

  • Review your current health needs and expenses:Consider your current health needs and the types of medical services and treatments you use regularly. Think about any medications you take and their cost, as well as any pre-existing conditions or chronic conditions you have.
  • Evaluate your budget:Consider how much you can afford to spend each month on health care expenses, including monthly premiums, deductibles, copays, and coinsurance.
  • Compare your options:Review the different types of Medicare coverage options, including Original Medicare (Parts A and B), Medicare Advantage (Part C), Medicare Supplement (Medigap) plans, and prescription drug plans (Part D).
  • Consider your preferred providers:Check to see if your preferred hospitals, clinics, and doctors accept the type of Medicare coverage you are considering.
  • Get professional assistance:Consider speaking with a Licensed Insurance Representative or visiting a local State Health Insurance Assistance Program (SHIP) for personalized help in choosing the best Medicare coverage for you.

It's important to keep in mind that Medicare coverage options can change from year to year, so it's a good idea to review your coverage each year during the Annual Enrollment Period (AEP) and make any necessary changes to ensure that your coverage continues to meet your needs.

Medicare and you information packet found here : https://www.medicare.gov/publications/10050-Medicare-and-You.pdf

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